Short–term disability coverage offers income replacement if you are unable to work due to a disabling illness or injury lasting up to 26 weeks. A 7–day elimination period will apply for illness, but there is NO elimination period for accident or hospitalization.
The cost of the Short–term disability coverage is paid by employees in order to maintain a non–taxable status of the benefits in the event of a disability.
Please refer to your booklet for more information.
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